Whether you will be completing the application online, by mail, or by meeting with one of our Loan Specialists,… the 1003 Uniform Residential Loan Application is the same. We recommend reviewing the application to see what information and documents you will need before proceeding.
If you are salaried: provide W-2’s for the previous two years and one month of paystubs.
If you are self-employed: provide tax returns for the previous two years, including all schedules, and a YTD profit and loss statements.
*** NOTE: PROVIDE COPIES OF ALL REQUESTED DOCUMENTS. DO NOT PROVIDE ORIGINAL DOCUMENTS. ***
This checklist outlines the principal documents and information that are generally required to complete the application. Additional documentation may be required, depending on the circumstances of your loan. By having the information available, you will save time and avoid delays.
Copy of Purchase Sales contract or Offer to Purchase and all addenda (signed by buyer and seller)
Past 2 years’ tax returns and W-2s Past 2 years’ employment history
Last 3 consecutive paycheck stubs (5 if paid weekly)
Name, address, and phone for past 2 years’ residence(s) and landlord(s) (if renting, evidence of 12 months’ rent payments)
Last 3 months’ statements for savings, checking, CD, money market accounts, etc.
Recent statement on retirement accounts (IRA, 401k, 403-B, Annuity, etc.)
Monthly payments and balances on all open accounts
Proof of all additional income Divorce Decree (if applicable) Bankruptcy schedules / Discharge papers (if applicable)