This FHA mortgage calculator gives you a look at your estimated monthly payment using a FHA Purchase or FHA Refinance Loan.  Results from this calculator are to be used for estimation purposes only. Actual outcomes will vary due to market flucations and variations in an individual’s loan type, term, and amount. Please contact a loan officer for precise payment results. This loan calculator provides a broad look at your monthly mortgage payments. You may pay closing costs not included in the estimated payment, such as an origination charge, insurance, appraisal fee, discount points, and well  / septic or termite inspection fees.