Buying a home is a very exciting time. It comes with a huge sense of pride and offers a sense of stability and community. When it comes to mortgage loans, no two journeys to buying a home are the same. With a mortgage payment commitment of 15, 20 or 30 years, finding the best mortgage lender is more than just getting a good interest rate.
American Home Funding is dedicated to making the homebuying process easier and is eager to offer tips, tools and a staff of industry professionals to move you forward with confidence. We’ve helped thousands of North Florida residents reach their goals and realize their dreams. We want to help you as well.
FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so we can offer you a better deal.
A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs. The VA loan was designed to offer long-term financing to eligible American veterans.
A conventional mortgage refers to a loan that is not insured or guaranteed by the federal government. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate.